Cost Item	Enter Data	Example
Total Number Of Months Leased (A)			= 36
State Sales Tax (Enter the percentage.) (B)		%	= 6.0
Final Negotiated Price Of Car (Capitalized Cost) (C)			= 32000 (no commas)
Capitalized Cost of Reduction (includes destination + acquisition fees) (D)			= 910 (no commas)
Security Deposit (E)			= 475 (no commas)
Residual Value of Car at Lease End (determined by leasing company) (G)			= 18215 (no commas)
APR (Enter the percentage.) (I)		%	= 9.0

Results

Total Due at Lease Signing (F)		$	= D + E
Depreciation Over Lease Term (H)		$	= C - G
Monthly Financing Charge (Monthly Lease Rate) (J)		$	= I / 24 x (C + G)
Monthly Depreciation of Car (K)		$	= (C - G) / A
Monthly State Sales Tax (L) (tax on monthly finance plus depreciation)		$	= B x (J + K)
FINAL MONTHLY PAYMENT		$	= (J + K + L) - (D / A)