ROTH VS TRADITIONAL IRA Calculator How many years do you expect to contribute to your IRA? How many years do you expect to draw from your IRA upon retirement? What interest rate do you expect on your investment? What annual contribution will you make to your IRA ($2000 maximum)? What is your present income tax rate? What do you project your income tax rate to be after retirement?      Traditional IRA Roth IRA Total investment Total tax savings during working years IRA value at retirement Annual Disbursement Annual tax on disbursement Effective annual retirement income Total retirement income after taxes